Buying a Vacuum Cleaner Online: What are my rights?

August 10, 2009

Buying a vacuum cleaner online gives consumers certain rights which can will help you protect yourself. Today with identify theft at a record high, consumers are hesitant about spending money online. But the government says that buying online is “no less safe” than buying from a brick and mortar store, and we agree. Plus you can save money on your next vacuum cleaner purchase.

Buy with a Credit Card or Charge Card

Buying online with a credit card or charge card, no matter what you buy, is highly recommended. Under the Fair Credit Billing Act, you can dispute charges that appears on your card.

In the event of unauthorized use of your credit or charge card, you generally would be held liable only for the first $50 in charges. Some companies offer an online shopping guarantee that ensures you will not be held responsible for any unauthorized charges made online, and some cards may provide additional warranty, return, and/or purchase protection benefits. –  http://www.onguardonline.gov/topics/online-shopping.aspx

Check the Online Seller Ratings

To really know who you are buying from online, you need to check store ratings, just like vacuum cleaner ratings. We recommend check ratings from various sources to get a holistic view, sites like ResellerRatings or BizRate. They allow you read consumer reviews about their purchase with that store online. This will help you snag a reputable online seller.

Make sure the Transaction is Secure

Buying online needs to secure for a safe transaction to occur. Always make sure that the online seller has SSL or Secure Sockets Layer, which will help in secure the transfer of confidential information (back and forth between buyer and seller).

Know the Final Price

Know the final, take home, price of that vacuum. There are a lot of unscrupulous sellers online, which may try to trick you into a higher price. Though this hasn’t been a problem since the early days of the Internet, it still helps to be cautious online.

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